Breakwater Investment Management

Breakwater can serve as your corporate trustee.

Breakwater provides both trust and investment management services. As a small firm, Breakwater is well-suited to be a trustee or fiduciary for your trust. Our fees are considerably lower than many third party fiduciaries. We seek to understand both the instructions and spirit of the trust agreement and personally get to know the beneficiaries. We will administer your trust in a professionally crisp, impartial, respectful, and non-defensive manner.


Trust services include:

  • Getting to know the beneficiaries
  • ​Managing and safeguarding the trust assets
  • Ensuring bill payment
  • ​​Managing distributions
  • Regulatory and compliance reporting​
  • ​Overseeing trust tax returns
  • ​Coordinating with attorneys and other professionals
  • Providing consolidated asset and income statements​
  • Ad hoc projects​

Fees matter

Each trust situation is different. However, typically we can administer a trust and manage the assets for no more than we would charge to solely manage the assets. Breakwater's standard fee schedule for assets and/or trusts are as follows:

  • 1.00% on entire balance for assets between $500,001 and $1,000,000
  • 0.85% on entire balance for assets between $1,000,001 and $5,000,000
  • Fees on assets in excess of $5,000,000 are negotiated
  • Accounts less than $500,000 are welcome. Breakwater's rates will be very competitive and will be quoted once we have a better understanding of the complexity.

Whether the trust is established to benefit you, your children or spouse/partner, an elderly relative or friend, a person with special needs, or a beloved pet, we are here to take the time to fully understand your wishes and execute our duties accordingly.