Clients who engage in ongoing financial planning are more likely to reach their financial goals and have greater peace of mind. As financial planners we will offer to you a comprehensive, written financial plan which is specific to your situation and detailed enough to implement on your own or with our assistance. Financial planning is offered at a flat rate which varies based upon the complexity of your situation, or at an hourly rate if you prefer.
As investment managers, we design portfolios that are highly diversified, tax-efficient, low cost and largely index-based. Your investments will span multiple asset classes with an emphasis on global allocations. Our approach is one of long-term investing, not speculation. Fees are charged based on assets under management. We believe this fee arrangement is the most transparent, most flexible, and the least subject to conflict.